No insurance ticket is one of the most costly mistakes drivers can make. Operating a motor vehicle without a valid insurance policy carries a minimum penalty of $5,000 dollars. Yes, it is a minimum fine prescribed by law. It does not end there as all fines are subject to victim fine surcharges adding additional 25% on top of minimum fine totalling $6,250 dollars! Motorists charged with driving a motor vehicle without insurance may face financial penalty of up to $25,000 on first offence. Traffic Law Paralegal Services understands your concerns and ready to help our clients maintain their driving license and defend you in court.
There are many charges related to Driving without car insurance:
One conviction for operating a car without insurance can cause your car insurance rates to skyrocket or cancel your premiums altogether. Most car insurance companies treat no insurance violations as serious offences and do not take them lightly. If you got involved in a traffic accident while your car was not insured you may be sued as well. If you got charged with an offence contact us for a professional evaluation of your ticket and let our court experience work for you.
Notwithstanding very serious nature of insurance charges there are number of defences that are applicable. Each case should be viewed on its unique circumstances to ascertain chances of success. Traffic Law Paralegal Services has been defending driving without insurance tickets, permit operation without insurance, produce invalid insurance, and other related charges for many years and confident we can help you. We defend all allegations in Mississauga, Brampton, Toronto and other GTA courts.
Insurance charges are governed by an operation of the Compulsory Automobile Insurance Act
Compulsory automobile insurance
2. (1) Subject to the regulations, no owner or lessee of a motor vehicle shall,
(a) operate the motor vehicle; or
(b) cause or permit the motor vehicle to be operated,
on a highway unless the motor vehicle is insured under a contract of automobile insurance.
(3) Every owner or lessee of a motor vehicle who,
(a) contravenes subsection (1) of this section or subsection 13 (2); or
(b) surrenders an insurance card for inspection to a police officer, when requested to do so, purporting to show that the motor vehicle is insured under a contract of automobile insurance when the motor vehicle is not so insured,
is guilty of an offence and is liable on a first conviction to a fine of not less than $5,000 and not more than $25,000 and on a subsequent conviction to a fine of not less than $10,000 and not more than $50,000 and, in addition, his or her driver's licence may be suspended for a period of not more than one year.
Possession, use, sale, etc., of false or invalid insurance card
13.1 (1) No person shall knowingly,
(a) have a false or invalid insurance card in his or her possession;
(b) use a false or invalid insurance; or
(c) sell, give, deliver or distribute a false or invalid insurance.
(2) A person who contravenes this section is guilty of an offence and is liable on a first conviction to a fine of not less than $10,000 and not more than $50,000 and on a subsequent conviction to a fine of not less than $20,000 and not more than $100,000.
If you got charged for driving without insurance fill out No Insurance consultation request or call for help today! (905)206-9080
Traffic Law Paralegal Services has been defending traffic violations in Ontario for almost two decades. At Traffic Law you will receive experienced and competent representation fighting traffic and criminal charges (summary offences). Most common allegations include careless driving tickets, stunt driving, no insurance and more.
Serhiy Senatorov is an owner of Traffic Law paralegal services and is a former vice-president of Licensed Paralegals Association (Ontario), former vice-president of the Ontario Paralegals Association and is a regular speaker on continuing professional development for paralegals, lawyers and Justices. Serhiy Senatorov has been providing reliable defense for almost two decades and confident to help you.