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Driving Without Insurance

Driving Without Insurance | No Insurance tickets | Mississauga No Insurance

Driving without insurance is one of the most costly mistakes drivers can make. Driving without insurance in Ontario carries a minimum penalty of $5,000 dollars. Yes, it is a minimum fine prescribed by law. It does not end there as all fines are subject to victim fine surcharges adding additional 25% on top of minimum fine totalling $6,250 dollars! Motorists charged with driving without insurance may face financial penalty of up to $25,000 on first offence. Traffic Law Paralegal Services understands your concerns and ready to help our clients maintain their driving license and defend no insurance ticket allegations.

There are many tickets related to Driving without insurance such as:

  • Operate motor vehicle without insurance
  • Permit operation of motor vehicle without insurance
  • Produce false insurance card
  • Fail to surrender insurance card

One conviction for driving without insurance can cause your insurance rates to skyrocket or cancel your insurance premiums altogether. Most insurance companies treat no insurance tickets as serious offences and do not take them lightly. If you got involved in a traffic accident while your vehicle was not insured you may be sued as well. If you got charged with driving without insurance or other related offence contact us for a professional evaluation of your no insurance ticket and let our court experience work for you.

Notwithstanding very serious nature of driving without insurance charges there are several defences that are applicable. It is not easy to mount a defence of no insurance charge and each matter should be viewed on its unique circumstances to ascertain chances of success. Traffic Law Paralegal Services has been defending driving without insurance tickets, permit operation without insurance, produce fake insurance, and many more insurance related charges for many years and confident we can help you. We defend driving without insurance in Mississauga, Brampton, Toronto and other GTA courts.

NO INSURANCE TICKETS

Driving without insurance is enforced pursuant to the operation of the Compulsory Automobile Insurance Act

Compulsory automobile insurance

2. (1) Subject to the regulations, no owner or lessee of a motor vehicle shall,
(a) operate the motor vehicle; or
(b) cause or permit the motor vehicle to be operated,
on a highway unless the motor vehicle is insured under a contract of automobile insurance.

Offence

(3) Every owner or lessee of a motor vehicle who,
(a) contravenes subsection (1) of this section or subsection 13 (2); or
(b) surrenders an insurance card for inspection to a police officer, when requested to do so, purporting to show that the motor vehicle is insured under a contract of automobile insurance when the motor vehicle is not so insured,
is guilty of an offence and is liable on a first conviction to a fine of not less than $5,000 and not more than $25,000 and on a subsequent conviction to a fine of not less than $10,000 and not more than $50,000 and, in addition, his or her driver´┐Żs licence may be suspended for a period of not more than one year.

Possession, use, sale, etc., of false or invalid insurance card

13.1 (1) No person shall knowingly,
(a) have a false or invalid insurance card in his or her possession;
(b) use a false or invalid insurance card; or
(c) sell, give, deliver or distribute a false or invalid insurance card.

Offence

(2) A person who contravenes this section is guilty of an offence and is liable on a first conviction to a fine of not less than $10,000 and not more than $50,000 and on a subsequent conviction to a fine of not less than $20,000 and not more than $100,000.

If you received a traffic ticket for driving without insurance fill out No Insurance consultation request or call for help today! (905)206-9080

TRAFFIC TICKETS | CARELESS DRIVING | SPEEDING TICKETS

We fight your traffic tickets!

  • Driving Without Insurance
  • Speeding tickets
  • Careless driving tickets
  • Racing or stunt driving
  • Red light tickets
  • Stop sign traffic tickets
  • Driving under suspension

What we do

Traffic Law Paralegal Services has been defending traffic tickets in Ontario for almost two decades. At Traffic Law you will receive experienced and competent representation fighting traffic tickets and criminal charges (summary offences). Most common allegations include speeding tickets, careless driving, stunt driving, no insurance and more.

About us

Serhiy Senatorov is an owner of Traffic Law paralegal services and is a former vice-president of Licensed Paralegals Association (Ontario), former vice-president of the Ontario Paralegals Association and is a regular speaker on continuing professional development for paralegals, lawyers and Justices.

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